General Insurance Products
General insurance protects your property, assets, and business against unexpected events such as
damage, theft, or loss. It covers a wide range of personal and commercial needs, providing peace of
mind and financial security.
Common General Insurance Products:
- Home Insurance
- Covers your house and contents against risks such as fire, theft, flood, or accidental damage.
- Optional add-ons include cover for valuable items, garden equipment, and home-based business equipment.
- Can be tailored to owner-occupiers or landlords renting out properties.
- Commercial Property Insurance
- Protects businesses against damage or loss to buildings, stock, equipment, and contents.
- Applicable for shops, restaurants, offices, warehouses, and other commercial premises.
- Covers risks such as fire, theft, flood, and accidental damage.
- Business Interruption Insurance
- Provides financial support if your business operations are disrupted due to property damage other insured events.
- Helps cover lost income, ongoing expenses, and recovery costs.
Liability Insurance Products
Liability insurance protects you and your business if you are legally responsible for injury to a person
or damage to their property. It is essential for managing risk and complying with legal or contractual
requirements.
Common Liability Insurance Products:
- Public Liability Insurance
- Covers claims from third parties for injury or property damage caused by your business activities.
- Essential for businesses that interact with customers, clients, or the public.
- Employers’ Liability Insurance
- Required by law for businesses with employees.
- Covers claims arising from employee injury or illness caused by work activities.
- Professional Indemnity Insurance
- Protects businesses and professionals against claims for financial loss caused by advice, services, or professional negligence.
- Suitable for consultants, accountants, architects, and other service providers.
- Product Liability Insurance
- Product Liability Insurance protects your business if a product you supply or sell causes injury, illness, or property damage to a third party. It helps cover legal costs, compensation claims, and associated expenses, providing financial protection and peace of mind.
Why Consider General and Liability Insurance?
- Protects personal and business assets from unexpected financial loss
- Ensures compliance with legal or regulatory requirements
- Provides peace of mind to business owners, employees, and customers
- Tailored coverage options allow you to manage risk effectively